Insuring a Bright Future

Get the right insurance plans for peace-of-mind!

About Us

WELCOME TO OUR AGENCY

 Are you looking for an honest appraisal of your present auto, home, life or business insurance policy? 

Would you like to work with a trustworthy  insurance broker, who can find the best rate from a variety of insurance companies? 

If so, then you are in the right place.
We, at East Coast Metro Insurance Agency LLC are known for our honest approach to finding the best insurance policy for you and your family. We are frank, straightforward and principled. And, if you want to bundle coverage, we are your one-stop shop to finding the best rates and coverage for you and your family.
 

Assessing Need

Protect your family. Life insurance
Homeowners insurance
Auto insurance

At large insurance agencies, you might get lost in the mix. 

The insurance agents might even forget your name. 

You don't have to worry about that at East Coast Metro Insurance Agency LLC.
We are a small agency with big agency chops. We are direct in trying to get the best insurance policy for you. We believe our job is to explain the pros and cons, not to pressure potential clients in buying more policy than they need or cutting corners and leaving major gaps in their protection, just to get to a premium you want.

 When you sit down with us and we will assess your insurance needs. 

If your policy is lacking, we will point it out.
We won't try to sell you a policy, if it is not in your best interests. If we can’t either save you money or improve significant holes in your current coverage, we will tell you so.
We have been licensed since 2000, providing us with almost two decades of experience. Our consultative approach and lack of high pressure tactics, has helped us grow to where we are today and is a huge reason our clients refer us to their friends and family for all their insurance needs.

 


Building Relationships

Protect your family. Life insurance
Homeowners insurance
Auto insurance

Trust is not given, it is earned. ( We have all hear that before.) Here at East Coast Metro, we live by that motto. We are upfront and transparent. What you see is what you get.
We like to educate our clients about the insurance industry specifically how insurance is about risk management.  We’ll help you to understand your risk tolerance, talk about how much risk you want to take on and how much risk do you want to pass on to the carrier.
For example, risk is involved in your choice of deductibles. A high or low deductible is all based on your own risk tolerance. We can sit down and provide you with a realistic risk assessment regarding all your insurance needs.

 
We're there for you when you need us. 


We care about you. We want to fulfill your insurance needs, so everyone in your family can sleep better at night. We are easy to reach. Just call us at East Coast Metro Insurance Agency LLC to discuss your options. 

Why work with an Insurance Broker?

We offer  Auto, Home, Life, Business and Commercial insurance throughout the state of New Jersey.

  

Is there are any difference between insurance agents and insurance brokers? You bet there is.

 An insurance agent works for the company that employs them and therefore they usually represent only one carrier, the carrier they work for. The agent is only allowed to sell the policies from that particular company and as such, the insurance agent can only provide coverage that carrier decides to make available.
 

An insurance broker represents the client.
 

As an insurance broker we represent you, the client, not the carrier. We look after what’s in your best interest. We have access to multiple insurance companies, so we can find the best rates and policies and coverage to meet your needs. We have the flexibility to compare policies from many different carriers and find the best fit for you, even if your home and auto are insured by different carriers. 

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Contact Us

East Coast Metro Insurance Agency, LLC

298 Ridge Road 2nd Floor, Lynhurst, NJ 07071, us

OFFICE: (201)645-3267 Frank Ferrandino fferrandino@ecmia.com Direct: 201-212-6342 Frank Madrid Email: fmadrid@ecmia.com Direct: 201-212-6341

Hours

Monday - Friday: 9am - 4:00pm

Saturday:  By appointment

Sunday: Closed